To us, every property case is unique
Investment properties continue to be a fantastic way to create wealth, but finding the right finance and a market-savvy lender is vital.
At Roma we understand the importance of security and an exit strategy. So we introduced our special 5-year mortgage product, enabling landlords to retain the property but release the equity.
We’re also a lender less ordinary when it comes to property types, including HMOs and refurbs. Even using one loan to exit another. Let’s get your next new venture moving.
- 5-year medium-term solution for purchase and refinance
- Solutions for buy-to-let, HMOs, holiday lets and serviced accommodation
- Loans up to £500,000
- No minimum experience, income or ownership
- Top slicing considered
- Manual underwriting – every case considered individually
- Lending across England and Wales
Lending less ordinary. Because every application is different.
At Roma Finance we understand that every property transaction is unique. That’s why we put flexibility at the forefront of everything we do. Tell us what kind of finance you need and we’ll find a way to make it happen.
- Fast: streamlined legal process for quick completions
- Flexible: lending for a wide range of property types
- Simple: we stick to our decisions
- Trusted: we value integrity, and partners keep coming back
Got a question?
A buy-to-let mortgage is a finance option for people to buy property as an investment, rather than as their residential home. Usually, a buy-to-let mortgage requires a larger deposit and will incur a higher rate of interest. This is because lenders often seek extra security, considering that there could be periods with no tenant while renting out a property, or the tenant may fail to keep up with their payments.
LTV stands for loan to value and is a measure of the balance between the amount of the mortgage and the property value.
Top-slicing is where a borrower’s personal income is used to top up any shortfall in rent which is needed for the borrower to obtain the finance they require.
Just a few of our recent successes
Need something different?
Bridging loans for standard residential properties. From £75,000 to £3 million with competitive rates and rapid, comprehensive response. Available across England, Scotland and Wales.
Commercial, semi-commercial and mixed use developments and projects. We get building started, bridge funding gaps, fix broken chains and keep deals moving.
Light, medium or heavy, refurbishment projects with financial solutions are tailored for each application. Speed is often essential and our track record proves we deliver.
Refurbishment, part-built or newbuild, residential or commercial, we have the funding available to get that project off the ground, with open-minded flexible decision making.