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Meet the Team

Our highly experienced team have all spent many years in the specialist lending sector helping introducers and their customers to secure funding. They are an expert, supportive and helpful team that delivers the kind of high quality service you would expect from people who have been in the business for so long.

With this expertise comes a high level of service for every introducer, every enquiry, every customer and every case. The team will even make sure we visit every site and discuss the project with the customer to better structure each transaction. We are passionate about property and would welcome the opportunity to show you the Roma Finance way of delivering bridging finance.

Phil Hodari

Phil is a founder and chairman of Pilot Group: a privately owned group of companies, including Roma Finance, all focussed on providing their customers with leading edge, innovative technology solutions.

Keith Richardson
Finance Director

A Chartered Accountant since 1982, Keith has held FD positions in blue chip companies specialising in mining equipment, textiles and retail. Since joining Romaco in 2014, he has overseen the expansion and development of the Group’s corporate and funding structure.

Scott Marshall
Managing Director

Scott has worked in financial services for over 15 years, having built up extensive experience in property lending, development finance and bridging loans. His roles included 3 years in Corporate Finance for Arthur Andersen in Manchester and more recently, he was the Credit & Risk Director at Lancashire Mortgage Corporation, part of Jerrold Holdings, before establishing Roma Finance in 2008. An expert in specialist lending, he has engineered Roma’s credit policy and processes. Scott is married with 3 children and his main interests include table tennis, squash and walking.

Nick Jones
Commercial Director
Steve Braddock
Financial Controller

As a qualified CIMA accountant, Steve has spent over 13 years in variety finance roles in distribution, structural engineering, fashion, car refurbishment and IT companies. Since its inception, Roma’s growth has warranted a Finance Director as well as a finance controller. Steve has been bought in to complement the existing FD to help support the business at a critical time in its growth. He feels he is joining Roma Finance at an exciting time and is looking forward to helping the business achieve its aims. He’s married with two kids who take up a lot of his spare time and he is often out with them at their various sporting activities. An ex rugby player, he now enjoys supporting and coaching at his local club. He is also out every day walking his Border Collie!

Charlotte Rutter
Head of Marketing

Charlotte is CIM qualified and has worked in marketing for over 15 years across various industries including finance, property, security, IT and charities. She is adept at managing multiple projects and campaigns to drive business and service.

Charlotte joined us in January 2020 and is very excited to be part of the business at this significant time of growth and opportunity. It is so important to communicate the successes of the business and Charlotte is delighted to be part of this journey.

Charlotte is married with two daughters and when she is not with them, is getting herself back into the tennis tournament circuit.

Jenny Gillies
Executive Assistant

Jenny has extensive experience in Administration and helping to run busy offices. She provides logistical support for the Roma Finance Head Office and BDM teams.
Jenny plays an important role in ensuring efficient working practices and always has a positive attitude in the way she completes work. In her spare time Jenny enjoys baking, spending time with family and friends and the creative arts.

Deborah Chaplain
Head Of Collections & Servicing
Tina Parry
Portfolio Manager

Tina joined from Horwich Farrelly Solicitors where she worked for 7 years in the anti-fraud team looking into personal injury claims. Tina is a highly capable administrator and provides an excellent support role for the Roma Finance team and its introducers.

Tina spends her spare time taking part in activities to help raise funds for multiple charities such as Alzheimer’s Society, Cancer Research and Rainbow House. Most recently she has taken part in the Manchester Shine Event which was a 24 mile midnight walk and has also completed a midnight hike on Ben Nevis.

Lorraine Hart
Head of Underwriting

Lorraine has 19 years in the finance industry with roles at unsecured and secured lender Beneficial Finance and as a branch manager for both the Co-operative Bank and Secured Trust Bank.

Her experience includes Customer and Client Relationship Management, Business Development, Audit, Compliance and Underwriting.

On her role, Lorraine comments: “I am very passionate about building key introducer relationships, and that I give the best service possible to them and their clients. It’s important to help make the bridging finance process as easy as possible to help grow the business.”

In her spare time Lorraine enjoys spending time with her daughter and going to the gym.

Sam Williamson
Senior Underwriter

Sam has 23 years in the property finance industry with management roles at high street banks, peer-to-peer and bridging lenders. She has also been a specialist commercial mortgage broker. 

Her experience includes development finance, bridging and long term commercial and investment loans. In her role at Roma, Sam helps to ensure each case is looked at individually and promptly to provide the best possible customer service with a view to delivering positive outcomes.  

Outside work, Sam and her husband have undertaken a number of property renovations with some being let and others sold for profit.

Jon Reed
Senior Underwriter

Jon has 15 years experience within financial services including roles as Senior Underwriter within Santander, an underwriter within, the Merrill Lynch owned lender, Mortgages PLC and various underwriting roles within Together Money.

He also has Collections and Litigation experience, having worked the arrears book at Deutsche Bank.

In his spare time, Jon can regularly be found in the gym, indulging in PlayStation games or playing his guitar collection.

Adrian France

Adrian has 17 years’ experience working in the financial sector. At RBS he worked as a Business Advisor supporting a number of Relationship Managers on the front line, followed by 11 years as an Underwriter. 

He has spent the last 3 years as a Senior Lending Manager working for NatWest covering the North of England, supporting and training 65 Relationship Managers including helping them progress their larger deals through Credit Approval and on to drawdown.

In his spare time Adrian likes playing golf and walking as well as watching football and motor racing.

Jack Ainsworth

Jack joined Roma Finance as a Trainee Underwriter having completed both an undergraduate degree and post graduate masters degree in Chemistry at Manchester Metropolitan University.

His role is quickly progressing towards managing his own cases and overseeing a variety of bridging finance applications through to completion with an emphasis on professionalism, speed and service.

Jack’s interests include reading, music and podcasts. He is also a fervent hiker having recently climbed Snowdon in order to raise money for Solving Kids Cancer.

Kasia Rzadkowska
Business Administrator Team Leader

Kasia Rzadkowka joined Roma Finance in September 2017 as an Underwriting Assistant. In this position, Kasia provides administrative assistance for the Underwriting Team. She serves as the primary contact for new customers and external offices. On a personal level, Kasia enjoys traveling and going to the gym.

Matthew Rogero
Business Support

Matthew joined Roma Finance in June 2019 with the role of Business Support. In this position he provides administrative assistance for the Underwriting Team and Sales Teams. In his spare time, Matthew plays football, enjoys travelling and is a Manchester United fan.

Mark Pretty
Asset Manager

Mark has over 40 years’ experience in commercial banking and property finance specialising in bridging and development loans. He spent the last 10 years at Together Commercial Finance as a Relationship Manager responsible for looking after a portfolio of their Development finance clients managing the risk until completion of the projects. Mark have also undertaken some receivership work, restructuring of debt and general troubleshooting and is a partner in a successful property development business based in the North East of England.

Outside work Mark plays golf and enjoy holidays in the sun, he doesn’t like the cold!!

Bethany Brook
Customer Services Manager
Daniel Hill
Divisional Sales Manager

Daniel previously worked as an underwriter with Scott at Lancashire Mortgage Corporation. He has a broad knowledge of the bridging market which he applies to his role, working cases from initial application through to completion, ensuring clients complete their applications as quickly as possible.

Over the last couple of years, Daniel has brought on and developed relationships with some of the UK’s largest packagers. Daniel prides himself on being available to clients and introducers around the clock, always being on hand to offer help and focuses on providing clients with a high quality service.

T: 0161 817 7480
E: daniel.hill@romafinance.co.uk
Ben Lloyd
Divisional Sales Manager

Ben is an ex-professional rugby player with Sale Sharks and Bordeaux and also has over 10 years’ experience working in a fast-paced sales/customer service environment. He previously worked at Brunel Franklin, UK Refund Specialists, where he was responsible for driving the quality and performance of both the sales and customer service teams. His favourite quote is: “Anything worth having is worth working hard for.” In his spare time he enjoys spending quality time with his family.

T: 0161 817 7480
E: ben.lloyd@romafinance.co.uk
Steve Smith
Senior Business Development Manager – South

Steve has returned to Roma Finance as Senior BDM after working for Glenhawk and Shawbrook Bank. With over 20 years in the finance industry, 6 of which being a financial broker; he has the ability to see a deal from all points of view and can provide his knowledge and experience to each case accordingly. Steve has many long lasting, strong relationships with introducers in the South of England and Wales and is keen to build on these to make Roma Finance the number one short term lender for his broker network.

T: 0161 817 7480
E: steve.smith@romafinance.co.uk
George Tuffin
Bridging Specialist

George has worked in the finance industry for the last 5 years, having worked previously in Y3S’s Manchester office. He has a background in B2B and B2C specialist finance and so he has a clear understanding of the needs of both customers and introducers to provide a market-leading service. He is on hand to help with any bridging finance enquiries you may have. George is a keen rugby and motorsport enthusiast and regularly visits race tracks across the UK in his spare time.

T: 0161 817 7480
E: george.tuffin@romafinance.co.uk
Rachel Pollock
Bridging Specialist

Rachel is CeMap qualified and worked for RBS for over 16 years in various lending & advisory roles. Now as a Bridging Specialist, Rachel is passionate about providing a great service to existing introducer partners as well as building new relationships.

In her spare time Rachel enjoys swimming and is a keen runner. She has two sporty children whose activities include kickboxing.

T: 0161 817 7480
E: rachel.pollock@romafinance.co.uk
Joe Lawson
Graduate Bridging Specialist

Joe recently finished his MSc in International Business Management, at Sheffield Hallam, after finishing his Bachelors Degree. His role at Roma Finance is to contribute to the sales team in both generating new bridging deals from existing and new introducers whilst supporting senior bridging specialists. He enjoys spending his spare time playing tennis, golf and following football. He’s also captivated by the latest in consumer technology and gaming.

T: 0161 817 7480
E: joe.lawson@romafinance.co.uk
Vicky Gregory
Bridging Specialist

My main focus is to work with borrowers to give them access to funding lines, whether it be a small short term bridge to a large B2L Mortgage, My favourite part of my role is to go the extra mile and help borrowers achieve their end goals. we offer a seamless, transparent service to make sure they receive excellent customer experience.

I am a wife and mother in-between socialising and walking our beloved dog (Margaret)  I watch my eldest son play rugby and my youngest son play football.

T: 0161 817 7480
E: vicky.gregory@romafinance.co.uk
Lisa Toner
Bridging Specialist
T: 0161 817 7480
E: lisa.toner@romafinance.co.uk