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RomaGROW

Development finance for ambitious projects

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Specialist development finance for ground‑up and refurbishment projects

RomaGROW is the next step in the property journey, designed for those looking at medium and heavy refurbishment projects and full ground-up developments across residential and commercial property.

Roma has a ‘specialist’ GROW underwriting team focussed solely on development cases

RomaGROW products are designed for those looking to spend more than 50% of a property value on works to improve or create new dwellings.

The products included within RomaGROW are Light Development, Medium Refurbishment, Heavy Refurbishment, Residential Ground-Up Development and Commercial Ground-Up Development.

Loans from £75,000 – £3 million in England, Scotland and Wales

Competitive rates

Up to 65% LTV

Terms up to 24 months

Intelligent touch underwriting; every case is considered on its own merits

Quick decisions, speedy completions

RomaGROW service levels: within 24 hours

Looking to move to the next stage of the property journey? Discover RomaPRO

RomaPRO

RomaPRO is our enhanced term range, created by popular demand, helping borrowers grow and strengthen their property portfolios.

Got a question? We have the answers

What is developer exit lending?
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Developer exit lending, commonly called a development exit loan is a short term finance option that enables a property developer to refinance, usually at a lower rate than their initial development finance facility. Development projects qualify for developer exit funding when they are wind and watertight. This funding allows developers to release equity and also save on interest payments due to a lower rate.

GDV stands for Gross development Value. It is an estimate of the open market value or rental value a property development is likely to have on completion. It is determined on the basis of current and recent similar transactions.

Roma considers development finance up to £3 million although larger loans can be considered by referral.

A refurbishment loan is a type of bridging loan, a secured borrowing available for developers and landlords looking to improve a property before selling or renting out. The finance is essentially to cover the costs of property refurbishment.

The definitions for light medium and heavy refurbishment are different for each lender. The nature of the requirements will determine which option is most appropriate. At Roma, our guidelines are as follows:

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We #lovetolend and remain Committed Beyond Completion

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Recent Success Stories

Roma Finance delivers successful ground up residential development in Sunderland

Loan amount: £158,675 Day one funding: £46,750 GDV: £265,000 Term: 12 months Roma…

Roma Finance maximises a developer’s profit through strategic developer exit refinance

Loan amount: £850,000 Day one funding: £850,000 CMV: £1,215,000 Term: 12 months Roma…

Roma Finance supports double profit scheme

Loan amount: £157,500 Purchase price: £157,500 GDV: £325,000 Term: 12 months Roma Finance…

Roma Finance supports 6-bed HMO conversion for property professional

Loan amount: £157,500 Purchase price: £137,500 GDV: £360,000 Term: 12 months Roma Finance…

Roma Finance supports 12-bed HMO conversion for experienced landlord

Loan amount: £350,000 Purchase price: £100,000 GDV: £600,000 Term: 12 months Roma Finance…

Roma Finance supports full refurbishment of residential mid-terrace property

Loan amount: £345,000 Purchase price: £225,000 GDV: £750,000 Term: 9 months Roma Finance…

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We #lovetolend and remain Committed Beyond Completion