Mortgages designed for semi-commercial property investors
#LovetoLend
Our Semi-Commercial Mortgages provide flexible funding for the purchase or refinance of a wide range of semi-commercial properties.
Property investors are increasingly looking at mixed-use opportunities that combine residential and commercial income streams. Whether it’s a shop with a flat above, a mixed-use portfolio or another semi-commercial property, finding the right funding can be key to securing and growing these investments.
Loans from £75,000 – £2 million
Competitive rates
Up to 70% LTV
Up to 25-year term
Designed for property investors, trading businesses and OpCo-PropCo structures
Available in England, Scotland and Wales
A semi-commercial mortgage is a loan secured against a mixed-use property that includes both commercial and residential elements. This can include properties such as shops with flats above, offices with residential accommodation, pubs with living quarters and other mixed-use investments.
Semi-commercial mortgages can be used to purchase or refinance mixed-use properties, release equity from existing assets or support the growth of a property portfolio.
We consider applications from property investors, landlords, limited companies, trading businesses and business owners looking to purchase or refinance semi-commercial properties.
Semi-commercial mortgage loans are available from £75,000 up to £2 million.
We can lend up to 75% LTV, subject to the property type, borrower profile and overall strength of the application.
Terms are available for up to 25 years, providing flexibility for both investors and owner-occupiers.
Yes. Many borrowers use our semi-commercial mortgages as a long-term solution after purchasing, refurbishing or developing a mixed-use property. Whether you’ve used a Roma bridging loan, development finance or another funding route, we can support your next step with a semi-commercial mortgage, helping you stay with one lender throughout your property journey.
