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Their process was quick and they delivered what they said they would.

I was delighted with their speed and professional approach.

They demonstrated their expertise and I will definitely use them again.

Unlike most other lenders, Roma Finance made significant efforts to understand my objectives for the project.

They have expert property knowledge and truly understand the benefits of bridging finance.

Roma Finance liaised with both myself and the borrower every step of the way.

A bridging loan in 2 days. They do what they say they will! Refreshing!


Here are just some of the key criteria highlights for our innovative finance products:

Standard Bridge

  • Loans from 0.65%
  • £30,000 – £3 million
  • Loans up to 70% LTV
  • Terms from 3 to 12 months
  • 100% funding, with additional security

Buy to Let

The buy to let sector remains a popular choice for many who are looking to build portfolios or plan for the future by growing assets.

  • Bridging finance for buy to let and HMOs in England & Wales
  • Loans £75k – £500k (max lending to any one customer is £750k)
  • Both Interest Only and Capital Repayment Options
  • For BTLs, only Limited Companies borrowers are acceptable
  • 5-year mortgage for buying or refinancing investment property

Key benefits of Buy to Let Product

  • No minimum income requirements
  • No 6 month ownership rule
  • Allow the borrower to ‘Top Slice’ for properties not yet fully let

Development Funding

Our development finance criteria can help you get a project started for site acquisition, ground up builds and partly completed sites:

  • Loans £100k – £3 million
  • Up to 6 units
  • Term up to 18 months
  • Option to only pay interest on what you borrow
  • For developments in England, Scotland and Wales

Ground Up Sites

  • Partly-built developments
  • Finance can be released in stages
  • Purpose built student and investment accommodation

Buying at Auction

Roma Finance are highly experienced in delivering loans that meet the short timescales needed to buy property at auction. We offer an AVM valuation in advance of auctions to allow customers peace of mind and a ceiling price for bidding.

  • Bridging finance to meet auction deadlines
  • Property in almost any condition
  • Unmortgageable properties – without kitchen or bathroom
  • Below Market Value property
  • Fast Payouts

Property Refurbishments

When investment property is purchased it often needs to be renovated to bring it up to a higher standard for onward sale or rental.

  • Fast finance for refurbishment projects
  • Property change of use
  • We can fund both the purchase and cost of works


Our service is second to none and our expert underwriters can provide quick decisions that you can rely on throughout the transaction.

  • Open banking to speed up the process
  • Meet every borrower to understand their requirements
  • Expert staff to manage transactions
  • Every case individually underwritten

Call now to find out how our bridging finance can help you get your development started.

0161 817 7480 | enquiries@romafinance.co.uk


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