- Loan amount: £1,924,000
- Term – 6 months
- Current Market Value – £3,060,000
Roma Finance has completed a £1.924 million commercial bridging loan to facilitate the swift acquisition of a vacant food and beverage retail unit in Luton, highlighting its ongoing commitment to responsive, relationship-driven lending in the commercial sector.
The property, located in a sought-after area and primed for future investment, was secured under tight deadlines. With only ten days left before the notice of completion expired, the borrower, introduced by Rainstone Money, required fast and flexible funding to avoid missing out on the opportunity. The borrower has vast experience in the property space, particularly in the Luton area, with 31 units already owned.
Working against the clock, Roma Finance coordinated with valuation specialists Quadrin, securing an out-of-hours appointment on a Sunday evening to keep the project moving. The valuation was returned by Wednesday, allowing the loan to be completed within just seven days.
The facility was issued on a six-month term, tailored to the borrower’s investment timeline, with senior-level engagement from Roma ensuring the process remained swift and seamless.
Alisha Chu, Senior Business Development Manager at Roma Finance, shared her thoughts: “Speed and certainty are vital in today’s bridging market, especially when deadlines are fixed. This deal reflects our ability to act decisively, maintain open collaboration with partners, and deliver exceptional outcomes even under intense time pressure.”
Syed Hassan Bukhari, Director of Sales at Rainstone Money, echoed the sentiment: “A project like this demands more than just funding; it requires insight, commercial awareness, and true partnership. Roma Finance stepped up on all fronts, helping us get the deal across the line for our client.”
This project further reinforces Roma Finance’s commitment to supporting high-impact commercial and mixed-use investments, with fast, adaptable lending solutions that meet the evolving needs of today’s property market.
