• Loan amount: £1,900,000
• Purchase price: £2,550,000
• CMV: £3,800,000
• Commercial Bridge
• Term: 12 months

In June 2025, Roma Finance successfully completed a £1.9 million bridging loan in just nine days, enabling the swift purchase of a 10-floor office complex in the heart of Stockport. The property, acquired below market value for £2.55 million, comprises nine floors and is currently leased to a major corporate tenant, generating strong rental income for the borrower.

Strategically positioned in a prime commercial area, the property has a current market value of £3.8 million, presenting substantial upside and long-term investment potential. Stockport, part of Greater Manchester, is undergoing significant regeneration, with expanding transport links, including integration into the Manchester tram network, making it an increasingly attractive hub for businesses and investors alike.

The borrower, an experienced investor with a portfolio of 21 properties, identified this strategic opportunity with Stockport’s strong rental yields and long-term capital growth prospects, the acquisition is expected to be self-sustaining and highly profitable, with an estimated annual income of £860,000 for the entire building.

Speed was critical to securing the property at the discounted price. Known for agility and reliability, Roma Finance acted swiftly, delivering funding in just nine days.

James Edwards, Underwriting Team Leader at Roma Finance, led the case and commented:
“This was a standout case: clear strategy, strong borrower profile, and a property with exceptional potential. Our team worked closely with all parties to deliver within the tight timeframe, and we’re proud to have enabled another great investment.”