Revolving Credit Facility
At Roma Finance, we love to lend and aim to provide the ‘Borrower First’ experience. We build relationships with broker partners, property investors, developers, and landlords, offering tailored finance solutions such as the RomaPRO range. Our mission is to help borrowers create prosperity from property through learning, collaboration, innovation, and integrity.
As the newest addition to our RomaPRO range, the RCF, is a versatile product designed for property traders, entrepreneurs and investors.
It’s a lending facility that can be secured against an existing property portfolio, allowing an investor to hunt for properties and gain fast, ongoing and convenient access to funds when it’s required for time-sensitive purchases.
- Funding in 48 hours
- No minimum drawdown
- For residential, commercial and semi-commercial properties
- Loans from £250,000 – £2.5 million
- Up to 65% LTV
- Competitive rates
Buy-to-Let
RomaPRO is the term range from Roma, back and enhanced by popular demand. The range allows borrowers to build their property portfolios.
A borrower can take a project from initial purchase, refurbishment or development straight onto a buy-to-let mortgage – so no need to worry about the exit!
We offer a variable rate in line with the Bank of England base rate and completions are quick – at the same rate as a bridge.
- Loans from £75,000 – £2 million in England and Wales
- Competitive rates
- Up to 75% LTV
- 5-year solutions for Buy-to-Let, HMOs, Holiday Lets, MUFBs and Serviced Accommodation
- Top Slicing considered
- Quick decisions, speedy completions
- Clear communication throughout the life of your finance
Got a question? We have answers.
A buy-to-let mortgage is a finance option for people to buy property as an investment, rather than as their residential home. Usually, a buy-to-let mortgage requires a larger deposit and will incur a higher rate of interest. This is because lenders often seek extra security, considering that there could be periods with no tenant while renting out a property, or the tenant may fail to keep up with their payments.
LTV stands for loan to value and is a measure of the balance between the amount of the mortgage and the property value.
Top-slicing is where a borrower’s personal income is used to top up any shortfall in rent which is needed for the borrower to obtain the finance they require.
In most circumstances an exit strategy will be required to ensure there is security on how the finance will be repaid. Exit routes are usually the sale of the property that the loan has been secured against or refinance via another form of finance.
At Roma, all our loans are manually underwritten with a focus on the borrower instead of the property. There is a focus on the strength and capability of the borrower and their exit strategy In order to pay off the loan.
We have a 'Borrower First' philosophy; we #LovetoLend



