Hands up if you are ready for a faster, more flexible approach to auction finance.
At Roma we understand that the property auction route is all about getting a good deal and completing it quickly. The rewards can be high, but so is the risk. Making it work demands decisive bidding and fast-moving lending. You need to bid confidently and meet those short payment deadlines, otherwise it’s your reputation under the hammer.
We can provide an AIP in advance of an auction so you can enter the room with certainty, knowing your ceiling price and ready to bid assertively.
We can consider a variety of property types, constructions, credit profiles and income levels, and can offer both first and second charge bridging loans. That’s a lender less ordinary.
- Loans from £75,000 to £3 million
- Manual underwriting – every case considered individually
- Talk directly to the underwriter for quick decisions and completions
- We lend across England, Scotland and Wales
- Clear communication throughout the life of your finance
Lending less ordinary. Because every application is different.
At Roma Finance we understand that every property transaction is unique. That’s why we put flexibility at the forefront of everything we do. Tell us what kind of finance you need and we’ll find a way to make it happen.
- Fast: streamlined legal process for quick completions
- Flexible: lending for a wide range of property types
- Simple: we stick to our decision
- Trusted: we value integrity, and partners keep coming back
Got a question? We have answers
Auction finance is simply another term for bridging or short term finance. It is used to purchase properties at auction because it can be arranged extremely quickly and fits neatly into the purchasing timescales of the auction houses. Usually properties at auction are required to complete with 28 days.
Typically any kind of residential, semi commercial or commercial property can be bought at auction. The properties do not necessarily need to be habitable to be eligible for auction finance.
Just a few of our recent successes
Need something different?
Bridging loans for standard residential properties. From £75,000 to £3 million with competitive rates and rapid, comprehensive response. Available across England, Scotland and Wales.
Commercial, semi-commercial and mixed use developments and projects. We get building started, bridge funding gaps, fix broken chains and keep deals moving.
Light, medium or heavy, refurbishment projects with financial solutions are tailored for each application. Speed is often essential and our track record proves we deliver.
Refurbishment, part-built or newbuild, we have the funding available to get that residential project off the ground, with open-minded flexible decision making.