Intermediary?
Our business is understanding your business

We’re here to help you say Yes to your customers. To provide the funding that means they can achieve their goals, deliver their projects and focus on success. When you look good, we look good.

Six steps from enquiry to completion

  • Over many years of arranging bridging finance, the Roma team has refined the process to make it hassle-free and responsive. Above all to make it quick, because property deadlines are tight deadlines.

    It takes lending less ordinary to fast-track cases, twin-track the legals and the underwriting… do whatever it takes to drive the sale forward.

  • Yet no matter how rapidly we’re working, we always meet the borrower, take the trouble to understand what makes each case different, and keep everyone informed at every stage.

    Need to complete within 48 hours? We can run stages 2 – 5 simultaneously, and may even release funds to our solicitor before the due diligence process has been completed.

  • initial_enquiry

    1. Initial enquiry

    Call us on 0161 817 7480, email or complete the enquiry form and your loan is on its way.

  • agreement_principle

    2. Agreement in principle

    The AIP accelerates the process by telling you exactly which documents we need before we can underwrite your loan, also providing Open Banking instructions.

  • valuation

    3. Valuation and borrower meeting

    We’ll get a third party valuation arranged ASAP, and we never lend until we’ve met the borrower and understood the case.

  • confirm_terms

    4. Confirm terms

    We’ve met the borrower and underwritten the loan. Now it’s time to confirm it all in writing.

  • instruct_solicitors

    5. Instruct solicitors

    As soon as the terms have been accepted, we instruct our solicitor to send the legal papers to yours. This is even quicker when the case benefits from dual legal representation.

  • completion

    6. Completion

    Funds are released, so nothing delays the deal.

Lending less ordinary.
Because every deal is different.

At Roma Finance we understand that every property transaction is unique. That’s why we put flexibility at the forefront of everything we do. Tell us what kind of finance you need and we’ll find a way to make it happen.

  • Fast: most cases completed within 7 days
  • Flexible: lending for every property type
  • Simple: we have reinvented and streamlined the legal process
  • Trusted: we value integrity, and customers keep coming back
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  • Our intermediary team
    is ready when you are

    Simply select your region and you’ll meet the vastly experienced experts whose job it is to make your job easier.

    • North of England & Scotland
    • North West & North Wales
    • South West & South Wales
    • Midlands
    • South East
    Get in touch
We’re the professional’s professionals

Just a few of our recent successes

What would you like to know?

These types of loans are also called bridge financing or a bridge loan. A bridging loan is short-term financing used until a person or company secures permanent financing or removes an existing obligation. Bridge loans are short term, typically up to one or two years. These types of loans are generally used in real estate

Find out more

Roma considers bridging finance up to £3 million although larger loans can be considered by referral.

A bridging loan can be used for almost any purpose such as:

  • Purchases from auction – with fast completion in the required time frame
  • Planning gain / change of use – to maximise property value and income
  • Chain breaking mortgage – to enable a borrower to progress a purchase before completing a sale on their existing property
  • Releasing cash from probate on an inherited property – so that the property can be sold
  • Refurbishment finance – to maximise rental income
  • Purchase at undervalue – letting a borrower capitalise on a one-off opportunity

Commercial bridge loans (also known as commercial mortgage bridge loans) are short-term commercial real estate loans that are used for the purchase of commercial properties when permanent financing is not an option. Their primary use is when a property needs significant renovation before it will qualify for permanent financing.

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